To: All Sysdyne Employees
From: Robert Schmidt

Re: Sysdyne Endorsed Disability Income Insurance

As a result of our continuing effort to bring you improved benefit offerings, I am pleased to announce a valuable new individual disability benefit made available by Sysdyne Corporation for all employees.

After reviewing several quality disability income insurance products, we selected MassMutual, one of the nation's top three providers, for a number of compelling reasons.  MassMutual ranks among the country's strongest life insurers.  They have earned top ratings from respected independent rating agencies such as A. M. Best, Duff & Phelps, Moody's and Standard & Poor's.  In addition, MassMutual has a long-standing reputation of providing high-quality insurance products, backed by more than 140 years of experience.

Individual disability income insurance is designed to replace a significant portion of your income should you become disabled.  Our employer sponsored plan allows you to purchase your own policy at a full 25% discount from standard unisex rates.  This discount is not available anywhere else.  The policy is also fully portable.

Additionally, Sysdyne has worked out a special offer with MassMutual which allows you to add up to $2000/month in coverage, guaranteed standard issue, with no requirement to provide evidence of insurability!*

We trust that you will find this offering of help to you.

Sincerely,

Sysdyne Corporation Management

* Does not include presumptive disabilities.

Discounts and Guaranteed Standard Issue Amounts are available only for the duration of the initial sign-up period.